About Klarna Financing
Klarna Financing was founded with a single purpose: to make the personal loan search simpler, faster, and more transparent for US borrowers. Too many people were spending hours visiting individual lender websites, submitting multiple applications, and accumulating hard credit inquiries — only to find offers that varied widely and terms that were difficult to compare.
We built a solution: one form, one soft credit inquiry, and a matching process that surfaces the lenders from our network most likely to serve your specific financial situation. From there, you make an informed choice — with full information and no pressure.
Today, Klarna Financing has helped over 46,000 borrowers find personal loan options for everything from debt consolidation and medical expenses to holiday spending and planned vacations. Our lender network of 22 institutions covers the full spectrum of personal loan borrowers, from those with excellent credit to those still building their credit profile.
Our Mission & Values
Transparency
Every cost and term is disclosed before you commit. No hidden fees, no bait-and-switch. The offer you see is the offer you get.
Accessibility
Our lender network serves borrowers across the credit spectrum. We believe access to fair, structured credit should not depend exclusively on a credit score number.
Simplicity
One form, one soft inquiry, multiple offers. We eliminate redundancy so you can focus on choosing the right loan, not on managing applications.
How We Make Money
Klarna Financing receives compensation from lenders in our network when a borrower successfully completes a loan origination through a lender we matched them with. This compensation funds our operations and allows us to provide the matching service at no cost to borrowers.
This arrangement does not influence the order in which lenders are presented in your matched results based on what generates more revenue for us. Our priority is to surface the lenders most likely to serve your needs based on your financial profile. We maintain strict separation between editorial content and any commercial relationships with our lender partners.
For more information on how our advertiser relationships work, see our advertiser and lending disclosure.
Contacting Us
We welcome questions, feedback, and concerns from borrowers and lenders alike. You can reach the Klarna Financing team at:
4825 Crosspoint Drive, Suite 140, Salt Lake City, UT 84101
Phone: 888-718-9057
Email: [email protected]